Health and benefits designed to fit your needs.

The cost of benefits is rising significantly while employees consistently seek more from their benefits packages. We can design a health and benefits program that makes sense for your company and employees.

When choosing a health insurance plan, it’s essential to consider your employees’ needs and preferences to find the best plan.

Here are some factors to consider when choosing a health insurance plan:

1. Coverage: Consider the specific benefits and services included in the plan, such as doctor visits, hospital stays, prescription drugs, and preventive care.
2. Cost: Look at the premiums, deductibles, and co-payments associated with the plan, as well as any out-of-pocket maximums that limit your total expenses.
3. Provider network: Ensure the plan includes your preferred doctors, hospitals, and other healthcare providers. Consider whether you want the flexibility to see out-of-network providers.
4. Prescription drug coverage: Check whether the plan covers the medications you take regularly and whether coverage has any restrictions or limitations.
5. Additional benefits: Some health insurance plans offer additional benefits, such as dental, vision, or mental health coverage.

Ultimately, the best health insurance plan provides comprehensive coverage at an affordable price. Speaking with one of our licensed insurance agents is essential to find the plan that fits your organization’s unique needs and budget.

We work with many insurance companies to offer your business choices. AIDI represents clients of all sizes and can offer fully insured, self-funded HRA and GAP plans.

Are you self-employed?  We may have group options to fit your needs too.  Are you eligible for a premium subsidy?  Our team can help you determine if help is available for you and your family toward your premiums.

Whether you are changing jobs, losing coverage, or simply looking for something more affordable, our job is to ensure you understand your options to make the right decision.  It is important to know your options with the constantly changing legislation.  We look forward to discussing your situation to provide the best health insurance options to fit your needs.  Talk to one of our licensed and certified agents today.